Buyer tools
EMI and stress-test calculator
Bank approval is a ceiling, not a goal. See the EMI you would actually pay, what happens if rates rise two points, and how much cash to keep if possession slips.
What the loan looks like
- Loan amount
- —
- Down payment
- —
- EMI
- —
- EMI at rate +2%
- —
- Total interest
- —
- Total paid to bank
- —
- EMI + rent
- —
- Buffer cash to keep
- —
Uses a standard reducing-balance EMI. Your bank may quote differently on fees, floating resets and prepayment. Not financial or legal advice. Related: What to consider before buying a flat in Pune.